When I started at University, I worried about finances and the Credit Union really took the stress out of everything with a great value student loan
Sweet Deals on Student Loans
Taking the step towards third level education is a major change for students and their families. Whether you live at home and commute, share a house with friends or live in student halls of residence, student live is a totally new way of living. Contact us to find out how we can help…
Supporting Local Students
Take the worry out of student finances with a great value Credit Union student loan. We can help you pay for registration fees, rent, books, course materials or just the cost of living. At this transition in your life, the Credit Union is always here to help you. Contact Donegal Town Credit Union for more information on our great value loans…
Repayments to Suit You
There are two very important considerations when applying for a student loan, being able to borrow the money and being able to repay it. As a student, you probably won’t have a fixed income, this is why we understand that it is important for you to have a realistic plan that suits your individual circumstances. A Credit Union loan is flexible, if your situation changes, talk to your Credit Union about changing your repayment plan. We are here to help you, as a member and we want to help you make the best choices to prepare for your future.
What makes our Student Loans so different?
Taking out a loan of any kind requires careful consideration and it is important to look at the options. This way you can compare loans and get the best value loan to suit your needs. Here is why ours are different:
There are no hidden fees or transaction charges.
Credit Union rates are fair and reasonable and are capped by law.
Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
Once you are eligible for a student loan, the repayment terms can be agreed to suit your individual needs.
Your Credit Union loan is insured, at no direct cost to you.
You can pay off your loan early or make a lump sum payment all without any penalties.
Our APR for student loans is 6.19% APR. Normal lending criteria will apply. “Warning: If you do not meet the repayments on your Loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future”